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What to Do? Everything

David M. Berray had a "to do" list that was extraordinary, his wife, Alison Berray, said.

"He'd write down everything from taking out the trash to fly fishing on the Housatonic River in Connecticut to climbing Mt. Fuji. He'd get up very early in the morning and start the list."

Mr. Berray managed to accomplish just about all of the things he planned. The Berrays spent five years in Hong Kong and they rarely passed an idle moment.

They boated down the Mekong River, fished in Canton and hiked in Laos, Thailand and Cambodia. Once they went to New Zealand, where the summer days stretch dangerously long.

"Giving David 16 hours a day of sunlight was exhausting," Mrs. Berray said.

"It would be ten o'clock at night, the sun would still be up and David would ask, 'What do you want to do next?' "

Despite his abundant energy, Mr. Berray, 39, managed to take time off to stay home when each of his two children were born.

He had earned a master's degree from M.I.T. in technology management in 2000 and after a dozen years in banking, became chief operations officer for MoneyLine, an Internet based financial services company.

On Sept. 11, he was attending a technology seminar at Windows on The World.

Profile published in THE NEW YORK TIMES on December 1, 2001.