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A Man Who Took His Time

Robert J. Baierwalter thought outside of the box. In high school, he and some friends hoisted a drum set, piece by piece, up to his bedroom so his mother would not know (at least not for a few hours). Decades later, as an account underwriter for FM Global, he liked creating insurance deals his co-workers thought impossible. And when other fathers sped to work early, he stayed home until 8:45 a.m., when Veronica, 14; Richard, 11; and Raymond, 6, left for school.

"He watched their grades like a hawk," said his wife, Laura. "It's a very difficult job, I'm finding out now. He used to ask Veronica every three days, `What's your math average?' and he was always on the phone with the teachers."

She and his friends remember how Mr. Baierwalter, 44, was always late. "Now that I look back, I see he never rushed for anything," said Debbie Falls, a neighbor. "He enjoyed life. He took his time. He didn't have much time here."

Mr. Baierwalter, who lived in Albertson, N.Y., worked in Norwalk, Conn., but was at the World Trade Center on Sept. 11 for a meeting at 8:30 a.m. "It was probably the first time in his life he was on time," Ms. Falls said.

Profile published in THE NEW YORK TIMES on June 16, 2002.